absonconded/uae visa not cancelled
abandoned your mortgaged property behind in uae
blacklisted due to outstanding bank debt

then contact us. i can help you resolve the matter legally. We have already helped over 20 people in the last 6 months. Most of them have re-entered uae and now found themselves a new job/life.
hostiletakeover2009@googlemail.com

regards
kim

A cheque can be defined as a negotiable instrument drawn against deposited funds for payment and undertaking to pay a determinate amount of money to a specific person upon demand based on existing legitimate reasons. According to Article 618 of the UAE Federal Commercial Transactions Law No. 18/93 “A cheque drawn and made payable in the country or abroad must be presented for payment within six months. The time limit mentioned shall run from the date shown in the cheque as to be the date of issue. Presentation of a cheque to a bank, reserving its value by telephone or cable from such bank with drawee bank, as well as presentation thereof to a legally recognised clearing house shall be considered presentation for payment.”

Regarding bank mistakes, if the bank does not follow the instructions of the drawer as identified on the cheque, this would be considered a breach of the contract between the bank and the drawer. The drawer may be able to recover damages or compensation. As for the bouncing of cheques, the UAE legal system considers the cheque instrument of payment as substitute of money, consequently the non-payment of cheque can be pursued not only through civil litigation but also as a crime that makes necessary to inflict criminal punishment under criminal proceeding as per Article Art. 401 of the Federal Penal Code No. 3 of 1987.

The said Article provides, “Shall be punishable by confinement or fine any individual who, in bad faith, draws a cheque which does not have provision which could be withdrawn or which has a provision less than the amount of cheque or who, in bad faith, after issuing a cheque withdraws all or part of the provision and renders the balance in sufficient to settle the amount of the cheque or, in bad faith, orders the drawee not to pay the value of the cheque or, in bad faith, draws or signs a cheque in such a manner as to prevent it from being paid”.

The drawer shall be punished with imprisonment that may not be less than one month and not more than three years or with fine not less than Dh100 and not exceeding Dh30,000. Moreover, the Civil Court may order in addition the punishment of publishing the extract of the judgment in a daily newspaper, to withdraw the chequebook of the convicted and to ban granting new chequebook for a period to be decided by the court.

With regard to security cheques, since cheque is an instrument of payment and undertaking to pay its value based on legal grounds, the drawer would be allowed to prove the real reasons behind the issuance of the cheque. A cheque expressively made as security for performance of obligations or as a trust could not be the basis for a criminal charge. In this event the case will be heard by Civil Court only.

Where Dubai leads, Britain could soon follow

The creditors are British banks HSBC, Lloyds (43% HMG owned), RBS (84% HMG owned) & Stan Chartered.

So here we have Dubai Gov. not paying thier debt to British banks partially owned by British Government & Tax payers and yet if the British get into debt in Dubai, the Dubai government put them in jail.

Very hypocritical.