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	<title>Debt Prison &#187; Collection Agencies</title>
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	<description>debt, credit, collection agencies, bills, harass</description>
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		<title>Arrested for Debt</title>
		<link>http://debtprison.net/wordpress/1026/arrested-for-debt/</link>
		<comments>http://debtprison.net/wordpress/1026/arrested-for-debt/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 19:42:19 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[arrested for debt]]></category>
		<category><![CDATA[jail]]></category>
		<category><![CDATA[minnesota]]></category>
		<category><![CDATA[Prison]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=1026</guid>
		<description><![CDATA[Getting arrested for debt is on the rise according to the Star Tribune in Minnesota. In a recent article entitled &#8220;In jail for being in debt&#8221; they examined the growing trend of getting arrested for not paying debt. Minnesota had 849 debt-related arrest warrants issued in 2009. So are your chances greater today that you&#8217;ll [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/1026/arrested-for-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Helpful hints for Debt Settlement</title>
		<link>http://debtprison.net/wordpress/598/helpful-hints-debt-settlement/</link>
		<comments>http://debtprison.net/wordpress/598/helpful-hints-debt-settlement/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 22:01:36 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[how]]></category>
		<category><![CDATA[negotiate]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=598</guid>
		<description><![CDATA[Today a reader asked me how she should go about beginning the debt settlement process with collection agencies and creditors she&#8217;s avoided for three years. I thought it would be a good idea to give her a short &#8216;duty&#8217; list of how to handle talking with bill collectors. Collection agencies thrive on debtors who don&#8217;t [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/598/helpful-hints-debt-settlement/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to survive debt in the UAE</title>
		<link>http://debtprison.net/wordpress/592/how-to-survive-debt-in-the-uae/</link>
		<comments>http://debtprison.net/wordpress/592/how-to-survive-debt-in-the-uae/#comments</comments>
		<pubDate>Sun, 26 Jul 2009 16:32:04 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Prison]]></category>
		<category><![CDATA[uae]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=592</guid>
		<description><![CDATA[A Debt Prison reader contacted me two months ago in regards to the desperate financial crisis she was facing in the UAE with outstanding debt. She began calling her creditors daily to convince them that negotiation was in their best interest as well as hers. With persistence and daily phone calls she convinced the creditors [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/592/how-to-survive-debt-in-the-uae/feed/</wfw:commentRss>
		<slash:comments>32</slash:comments>
		</item>
		<item>
		<title>DP Reader Wins Civil Suit Against Bill Collector</title>
		<link>http://debtprison.net/wordpress/340/debtor-wins-civil-suit-against-bill-collector/</link>
		<comments>http://debtprison.net/wordpress/340/debtor-wins-civil-suit-against-bill-collector/#comments</comments>
		<pubDate>Wed, 27 May 2009 00:27:52 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[civil suit]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[debtor]]></category>
		<category><![CDATA[win]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=340</guid>
		<description><![CDATA[Recently I exchanged emails with a reader who went to court to defend himself against a collection agency. I thought it would be a good idea to release the contents of the email (after receiving permission from the author) to demonstrate a real life experience in a court of law. The debtor walked away from [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/340/debtor-wins-civil-suit-against-bill-collector/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Debt Validation: FDCPA Rules</title>
		<link>http://debtprison.net/wordpress/329/debt-validation-fdcpa-rules/</link>
		<comments>http://debtprison.net/wordpress/329/debt-validation-fdcpa-rules/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 01:11:25 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[debt validation]]></category>
		<category><![CDATA[fair debt]]></category>
		<category><![CDATA[fdcpa]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=329</guid>
		<description><![CDATA[One of the most important sections of the Fair Debt Collection Practices Act is Section 809 Validation of debts. This Section lays down the guidelines for conduct pertaining to the debt validation process. Within 5 days from the first time a collection agency contacts you (phone or mail) you should write a Debt Validation Letter. [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/329/debt-validation-fdcpa-rules/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When will the Collection Agency sue you?</title>
		<link>http://debtprison.net/wordpress/326/when-will-collection-agency-sue/</link>
		<comments>http://debtprison.net/wordpress/326/when-will-collection-agency-sue/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 01:27:17 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[bill collector]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[sue]]></category>
		<category><![CDATA[when]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=326</guid>
		<description><![CDATA[There&#8217;s no absolutes as to when a collection agency will sue you for debt owed. Today a friend of mine received a summons for a civil suit from a collection agency. This article is pretty much part two of this article which I wrote earlier on. He was trying to wait them out hoping they [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/326/when-will-collection-agency-sue/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to stop bill collectors from calling you</title>
		<link>http://debtprison.net/wordpress/298/how-to-stop-bill-collectors-from-calling-you/</link>
		<comments>http://debtprison.net/wordpress/298/how-to-stop-bill-collectors-from-calling-you/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 02:20:50 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collector]]></category>
		<category><![CDATA[harassment]]></category>
		<category><![CDATA[phone calls]]></category>
		<category><![CDATA[stop]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=298</guid>
		<description><![CDATA[This website does not administer legal or financial advice. The contents of this website are my opinions on collection agencies and how to deal with them. Nothing on this website should be interpreted as legal advice or council. No opinions on this website should be used to replace the advice of your financial advisor or [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/298/how-to-stop-bill-collectors-from-calling-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Settled Debt is Taxable Income</title>
		<link>http://debtprison.net/wordpress/296/settled-debt-is-taxable-income/</link>
		<comments>http://debtprison.net/wordpress/296/settled-debt-is-taxable-income/#comments</comments>
		<pubDate>Tue, 03 Feb 2009 01:42:26 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[settled]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[taxable]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=296</guid>
		<description><![CDATA[The amount of debt you settle may be taxable by Federal and State Government. Most people are not aware that if the amount of settled debt surpasses $600, the IRS considers this taxable income. If you have settled with a creditor on a debt, they should send you a 1099-C tax form. This form will list [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/296/settled-debt-is-taxable-income/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to Avoid a Lawsuit From a Collection Agency</title>
		<link>http://debtprison.net/wordpress/279/how-to-avoid-lawsuit-collection-agency/</link>
		<comments>http://debtprison.net/wordpress/279/how-to-avoid-lawsuit-collection-agency/#comments</comments>
		<pubDate>Wed, 14 Jan 2009 19:53:56 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[avoid]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[lawsuit]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=279</guid>
		<description><![CDATA[**Disclaimer &#8211; Debtprison.net does not administer legal or financial advice. The contents of this website are my opinions on collection agencies and how to deal with them. Nothing on this website should be interpreted as legal advice or council. No opinions on this website should be used to replace the advice of your financial advisor [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/279/how-to-avoid-lawsuit-collection-agency/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Phone Conversations with Bill Collectors is a Bad Idea</title>
		<link>http://debtprison.net/wordpress/282/phone-conversations-bill-collectors-bad/</link>
		<comments>http://debtprison.net/wordpress/282/phone-conversations-bill-collectors-bad/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 23:06:05 +0000</pubDate>
		<dc:creator>Debt Prison</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[collector]]></category>
		<category><![CDATA[phone]]></category>
		<category><![CDATA[talking]]></category>

		<guid isPermaLink="false">http://debtprison.net/wordpress/?p=282</guid>
		<description><![CDATA[**Disclaimer &#8211; Debtprison.net does not administer legal or financial advice. The contents of this website are my opinions on collection agencies and how to deal with them. Nothing on this website should be interpreted as legal advice or council. No opinions on this website should be used to replace the advice of your financial advisor [...]]]></description>
		<wfw:commentRss>http://debtprison.net/wordpress/282/phone-conversations-bill-collectors-bad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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