**Disclaimer – Debtprison.net does not administer legal or financial advice. The contents of this website are my opinions on collection agencies and how to deal with them. Nothing on this website should be interpreted as legal advice or council. No opinions on this website should be used to replace the advice of your financial advisor [...]

I buy all of my work clothes and many of my ‘going out’ clothes at clothing salvage stores.  This is because some clothing salvage stores carry new merchandise which is almost always in perfect condition.  My wife and I went shopping recently at ‘Dirt Cheap’ in Lumberton, MS and found shirts for $1.00 and jeans [...]

I’ve just finished the third repair on my clothes dryer in the last seven years.  I bought this dryer used in 1995.  It was probably about ten years old at that time, so it’s around twenty three years old now.  I try to save money everywhere I can so when the dryer broke again I [...]

Having just gone through the procedures for obtaining a passport, I thought it would be a good idea to share the experience (there was a few surprises).  Since I had never applied for a passport before there were a few things I had to learn.  But overall the process was easier than I imagined.  I performed [...]

Sometimes I feel like my life is going nowhere financially.  It’s hard to think about being in Debt Prison and not end up with a sad feeling in the pit of your stomach.  Usually I just don’t think about it.  Rather than be depressed I just focus on my work, focus on my budget, and [...]

I’ve used Wordpress for about 6 months now and thought I would share my experience with SEO, duplicate content, google adsense, google analytics, and partial vs. full feeds.  Six months ago I was not what you would call web savvy. In fact, many bloggers would probably still claim as much about my blog.  I had [...]

Many people stress about the possibility of an audit from the Internal Revenue Service.  If you follow some common sense principles you should be able to limit the possibility of being called upon by these agents of good will and sympathy (LOL).  Although the I.R.S. can audit you for up to three years after you [...]

Doesn’t $8,000 for the cheapest funeral in one of the poorest states in the Union seem a little excessive?  That’s what I thought.  Just this past week a distant cousin passed away quite unexpectedly.  He had stopped making payments on his burial policy about six months earlier, so the immediate family had to perform a [...]

Whether you are trying to bring top dollar by selling your vehicle or just trying to give it a good cleaning, waxing your car’s finish restores and protects its appearance.  When people go to buy a car they will often base a large part of their decision on the appearance of the vehicle.  A vehicle [...]

Having just finished another article entitled “Planning Precedes Performance” where I discussed how to impress your boss, I thought it would be wise to discuss the fact that accepting a promotion on the job is often a bad idea.  Within the last three years I’ve personally been promoted and quit a job as District Manager, [...]