**Disclaimer – Debtprison.net does not administer legal or financial advice. The contents of this website are my opinions on collection agencies and how to deal with them. Nothing on this website should be interpreted as legal advice or council. No opinions on this website should be used to replace the advice of your financial advisor [...]

A recent reader at Sample Debt Validation Letter questioned as to whether or not requesting debt validation would prevent a collection agency from pursuing a judgment. Since his debts were nearly past the Statute of Limitations he was hoping to prevent payment and a possible appearance in civil court.  Debt validation often works on Junk [...]

I’ve wanted to get some first hand information about why using debt settlement companies is such a bad idea.  I was glad to discover that one of my previous articles “How to settle your debts on your own” was dead on regarding why consumers should avoid using debt settlement companies. 
**Disclaimer – Debtprison.net does not administer legal or financial advice. [...]

Reverse Mortgages are, in my opinion, a last resort for homeowners age 62 or older.  If an agency is offering to help you find a reverse mortgage lender for a ’small percentage’ of the loan then just stop talking to these people.  HUD provides this information without cost, just call 1-800-569-4287 for the name and [...]