A recent reader at Sample Debt Validation Letter questioned as to whether or not requesting debt validation would prevent a collection agency from pursuing a judgment. Since his debts were nearly past the Statute of Limitations he was hoping to prevent payment and a possible appearance in civil court.  Debt validation often works on Junk [...]

Reverse Mortgages are, in my opinion, a last resort for homeowners age 62 or older.  If an agency is offering to help you find a reverse mortgage lender for a ’small percentage’ of the loan then just stop talking to these people.  HUD provides this information without cost, just call 1-800-569-4287 for the name and [...]